Asset Protection Charts
We maintain a set of charts comparing state exemption laws, offshore trust jurisdictions, and the financial institutions that hold protected accounts. Each entry below links to the full chart.
Rankings
- Best States for Asset Protection 2026All fifty states ranked and scored on how much of one married professional’s assets a state’s exemption law keeps away from a judgment creditor, with each state’s strongest protection and weakest point named. Download the PDF report
- Best Offshore Trust Jurisdictions 2026The five offshore jurisdictions Americans use, scored on trustee regulation, treatment of foreign judgments, litigation track record, statutory barriers, procedure, and cost. Download the PDF report
State Comparison Charts
- Homestead Exemptions by StateThe home equity each state protects from a judgment creditor, from unlimited value down to nothing, plus the acreage and property limits. Download the PDF chart
- IRA Protection from Lawsuits by StateWhether each state exempts a traditional IRA and a Roth IRA from a judgment creditor outside bankruptcy, with the dollar caps and other conditions a state attaches. Download the PDF chart
- Garnishment Laws by StateEach state’s wage garnishment limit, whether it prohibits consumer wage garnishment outright, its bank account exemption, and whether wages stay exempt once deposited. Download the PDF chart
- States That Prohibit or Limit Bank Account GarnishmentThe three state rules that decide what a creditor can pull out of a bank account: consumer wage garnishment, traced wages after deposit, and any fixed-dollar account exemption. Download the PDF chart
- Statute of Limitations on Debt by StateHow long a creditor has to sue in each state on a written contract, an oral contract, a promissory note, and an open-ended account. Download the PDF chart
- Life Insurance Creditor Protection by StateHow much life insurance cash value each state exempts, and the conditions that come with it, most often that the beneficiary be someone other than the policyholder. Download the PDF chart
- Which States Recognize Tenancy by the Entirety?The twenty-four states and the District of Columbia that recognize entireties ownership, whether each extends it to personal property as well as real estate, and what a creditor can still do in each. Download the PDF chart
- Under-Insurance Risk IndexThe fifty states scored on crash rate per thousand drivers, uninsured motorist share, and tort cost per crash, ranking where driving without good insurance coverage carries the most risk. Download the PDF report
- Criminal Liability for Fraudulent TransfersWhich states make a fraudulent transfer itself a crime, which add a crime once an insolvency proceeding is pending, the grade and penalty in each, and whether an attorney who helps is exposed. Download the PDF chart
- Attorney Liability for Fraudulent TransfersWhether a creditor can sue the lawyer or adviser who helped a debtor move assets: the fraudulent transfer act’s answer, civil conspiracy and aiding and abetting by state, and when holding the money makes the lawyer a transferee. Download the PDF chart
- Domestic Asset Protection Trust StatesThe twenty states with a self-settled asset protection trust statute compared on the year enacted, the creditor’s waiting period, the creditor’s burden of proof, the exception creditors, and the in-state trustee rule, with the statute behind each row. Download the PDF chart
- Charging Order Protection by StateWhether each state’s LLC act makes the charging order a creditor’s exclusive remedy, whether the creditor can foreclose the charged interest, and how a single-member LLC is treated, with the statute behind each row. Download the PDF chart
Bank and Brokerage Charts
- Which Banks Offer Tenancy by the Entirety?Where the major banks and credit unions stand on entireties titling, institution by institution, with the deposit agreement language that decides whether the entireties presumption survives. Download the PDF chart
- Tenancy by the Entirety for Brokerage AccountsWhich brokerages offer entireties titling, how to open the account at each one, and the limitations, with a second chart covering the fintech platforms. Download the PDF chart
- Best Offshore Banks for AmericansOffshore banks compared on where the account sits, the regulator, deposit protection, and whether the bank itself can be served with process in the United States. Download the PDF chart
Florida Charts
- Florida Statute of Limitations on DebtThe deadline for a collection lawsuit on each kind of Florida debt, from the one-year foreclosure deficiency to the twenty-year judgment, with the subsection of section 95.11 that sets it. Download the PDF chart
Case Law Charts
- Offshore Trust Case LawThe decisions on offshore asset protection trusts compared on the trust, the creditor, the outcome, whether the trust was funded before or after the claim, the settlor’s confinement, whether the trust assets were reached, and the recovery against the judgment. Download the PDF chart
- Domestic Asset Protection Trust Case LawThe decisions on domestic asset protection trusts compared on the trust and the settlor’s home state, the creditor, when the trust was funded, what the court did, what happened to the debtor, and what happened to the trust assets. Download the PDF chart
No charts match your search.