Fishermen Exempt From Wage Garnishment: Federal Law

Federal law wage garnishment rules are different than Florida’s rules and exemptions from wage garnishment. For instance, federal law permits garnishment of 15% of net wages without regard to any state exemptions. I just learned about a federal wage garnishment exemption I had never before encountered in asset protection work.

Federal statute 46 USC 11109 protects fishermen from wage garnishment. Wages paid to a master or seaman are not subject to attachment. The exemption applies to an individual employed on a fishing vessel or on a fish processing vessel. Fisherman wages can be garnished to pay support of a spouse or minor child. The statute may not protect a fisherman who owns his own vessel through a company that pays salary because in analogous situations Florida law does not consider owners to be protected employees of their own company.

I suspect most creditor attorneys are not aware of this federal exemption. A fishermen who is subject to a writ of wage garnishment should inform the creditor attorney, and if necessary, hire an attorney to dissolve the garnishment. One of the policy justifications for the exemption is the practical difficulty of dealing with a wage garnishment while employed at sea.

About the Author

Gideon Alper specializes in asset protection planning for individuals and their families.

Gideon Alper

Sign up for the latest information.

Get regular updates from our blog, where we discuss asset protection techniques and answer common questions.

Looking for help?

Schedule a phone or Zoom consultation to review your specific situation. We help clients throughout the state of Florida.