When an insurance claim is made against you, it typically means that someone believes you are responsible for causing them harm or damage and wants your insurance company to compensate them. Most often, this occurs if you’ve caused a car accident or if someone is injured on your property. Here’s…
In Florida, all drivers are required to carry auto insurance. The insurance must include personal injury protection (PIP) coverage and property damage liability (PDL) coverage. PIP coverage covers bodily injuries and medical bills, while PDL coverage compensates for damages caused to another person’s property, including their vehicle. When a car…
In Florida, the owner of a vehicle can be held liable for a car accident caused by someone else driving their car. However, the liability is limited to $100,000 per person for bodily injury, but up to $600,000 if the driver is insured for less than $500,000. The legal basis…
After a car accident, the injured person’s attorney will often request that the at-fault party complete a personal financial affidavit or an affidavit of no other insurance or assets. The liable party can be the at-fault driver or even the owner of the vehicle that the at-fault driver was driving with permission….
